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Drupal\Component\Utility\Html::getClass() (Line: 46)
__TwigTemplate_4b7d4527122698ce0eb8f593085ec282->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 72)
__TwigTemplate_f5a26a673c04505b2aba564c793f4c82->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 504)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 116)
__TwigTemplate_b5ab22f75bab205174a796aa3fde0a56->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 638)
Drupal\Core\Render\Renderer->executeInRenderContext() (Line: 239)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare() (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse() (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray()
call_user_func() (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch() (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw() (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle() (Line: 53)
Drupal\Core\StackMiddleware\Session->handle() (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle() (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle() (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle() (Line: 201)
Drupal\page_cache\StackMiddleware\PageCache->fetch() (Line: 138)
Drupal\page_cache\StackMiddleware\PageCache->lookup() (Line: 87)
Drupal\page_cache\StackMiddleware\PageCache->handle() (Line: 263)
Drupal\shield\ShieldMiddleware->bypass() (Line: 130)
Drupal\shield\ShieldMiddleware->handle() (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle() (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle() (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle() (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle() (Line: 741)
Drupal\Core\DrupalKernel->handle() (Line: 19)

Warning: Array to string conversion in Drupal\Component\Utility\Html::getClass() (line 75 of core/lib/Drupal/Component/Utility/Html.php).

Drupal\Component\Utility\Html::getClass() (Line: 46)
__TwigTemplate_81094db24629cd797a20d0da50de55ec->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 72)
__TwigTemplate_f5a26a673c04505b2aba564c793f4c82->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 504)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 116)
__TwigTemplate_b5ab22f75bab205174a796aa3fde0a56->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 638)
Drupal\Core\Render\Renderer->executeInRenderContext() (Line: 239)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare() (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse() (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray()
call_user_func() (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch() (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw() (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle() (Line: 53)
Drupal\Core\StackMiddleware\Session->handle() (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle() (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle() (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle() (Line: 201)
Drupal\page_cache\StackMiddleware\PageCache->fetch() (Line: 138)
Drupal\page_cache\StackMiddleware\PageCache->lookup() (Line: 87)
Drupal\page_cache\StackMiddleware\PageCache->handle() (Line: 263)
Drupal\shield\ShieldMiddleware->bypass() (Line: 130)
Drupal\shield\ShieldMiddleware->handle() (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle() (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle() (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle() (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle() (Line: 741)
Drupal\Core\DrupalKernel->handle() (Line: 19)

Warning: Array to string conversion in Drupal\Component\Utility\Html::getClass() (line 75 of core/lib/Drupal/Component/Utility/Html.php).

Drupal\Component\Utility\Html::getClass() (Line: 46)
__TwigTemplate_35393cbacb63e503968e5d6aa9330dcd->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 72)
__TwigTemplate_f5a26a673c04505b2aba564c793f4c82->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 504)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 484)
Drupal\Core\Template\TwigExtension->escapeFilter() (Line: 116)
__TwigTemplate_b5ab22f75bab205174a796aa3fde0a56->doDisplay() (Line: 388)
Twig\Template->yield() (Line: 344)
Twig\Template->display() (Line: 359)
Twig\Template->render() (Line: 51)
Twig\TemplateWrapper->render() (Line: 33)
twig_render_template() (Line: 348)
Drupal\Core\Theme\ThemeManager->render() (Line: 491)
Drupal\Core\Render\Renderer->doRender() (Line: 248)
Drupal\Core\Render\Renderer->render() (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 638)
Drupal\Core\Render\Renderer->executeInRenderContext() (Line: 239)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare() (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse() (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray()
call_user_func() (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch() (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw() (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle() (Line: 53)
Drupal\Core\StackMiddleware\Session->handle() (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle() (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle() (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle() (Line: 201)
Drupal\page_cache\StackMiddleware\PageCache->fetch() (Line: 138)
Drupal\page_cache\StackMiddleware\PageCache->lookup() (Line: 87)
Drupal\page_cache\StackMiddleware\PageCache->handle() (Line: 263)
Drupal\shield\ShieldMiddleware->bypass() (Line: 130)
Drupal\shield\ShieldMiddleware->handle() (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle() (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle() (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle() (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle() (Line: 741)
Drupal\Core\DrupalKernel->handle() (Line: 19)

Guiding Retirees to the Right Healthcare Choices

Expert support for individuals transitioning from employer-sponsored coverage to retirement healthcare options.

Get in touch

Aptia’s Retiree Health Guidance Services help individuals nearing retirement, whether under age 65, approaching Medicare eligibility, or already over 65 but still working, navigate the complexities of healthcare options.

Our services provide unbiased, expert guidance, ensuring retirees make informed decisions about their health insurance needs. From understanding Medicare to comparing individual plan options, we empower retirees to secure the coverage that best fits their financial and health needs.

What sets us apart

Comprehensive Guidance for All Retirement Stages

We assist individuals at any stage of retirement, from pre-Medicare planning to post-65 healthcare decisions, offering expert support every step of the way.

Unbiased, Expert Assistance

Our licensed benefits counselors provide clear, impartial advice, helping retirees navigate the complexities of Medicare, the ACA market, and other healthcare options.

Cost Estimation Tools

We help retirees evaluate the total cost of healthcare, considering premiums, deductibles, co-pays, and coinsurance, ensuring they make financially sound decisions.

PROVEN OUTCOMES

PARTICIPAN SATISFACTION

WORLD CLASS CONTACT CENTER

CLIENT RETENTION

“Thank you again for your help! You ALWAYS go above and beyond for me and our employees.”

Julie

Retiree

“My experience was so awesome! Irving explained things well and researched smaller items to ensure everything was clear!”

Julie

Retiree

“We’ve had a very positive experience with Open Enrollment this year. It’s been great so far! Keep up the great work!!”

Julie

Retiree

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Bala Viswanathan

CEO of Aptia

FAQ

What is Retiree Health Guidance?

Retiree Health Guidance helps individuals transitioning from employer-sponsored health coverage to retirement healthcare by providing expert advice, tools, and resources for making informed decisions.

How can employers benefit from Retiree Health Guidance if they don’t sponsor a retiree healthcare program?

Employers can offer retirees valuable support in navigating Medicare and other healthcare options, without needing to sponsor a retiree healthcare program. This helps reduce employee questions and increases satisfaction.

Why is cost estimation important for retirees choosing healthcare plans?

Understanding the full cost of healthcare—beyond just premiums—is critical. We help retirees evaluate the total cost, including out-of-pocket expenses, to make sure their chosen plan aligns with their health and financial needs.

Solutions for your needs

Specialist administration that delivers best-in-class service to you and your members

Careers at Aptia

We back up our ambition with significant investment in our people.

Insights Hub

Combining cutting-edge technology with a team of industry experts, every aspect of pensions administration is handled with precision and care.

Solutions for your needs

Specialist administration that delivers best-in-class service to you and your members

Careers at Aptia

We back up our ambition with significant investment in our people.

Insights Hub

Combining cutting-edge technology with a team of industry experts, every aspect of pensions administration is handled with precision and care.

Error message

Aptia’s Retiree Health Guidance Services help individuals nearing retirement, whether under age 65, approaching Medicare eligibility, or already over 65 but still working, navigate the complexities of healthcare options.

Our services provide unbiased, expert guidance, ensuring retirees make informed decisions about their health insurance needs. From understanding Medicare to comparing individual plan options, we empower retirees to secure the coverage that best fits their financial and health needs.

“Thank you again for your help! You ALWAYS go above and beyond for me and our employees.”

“My experience was so awesome! Irving explained things well and researched smaller items to ensure everything was clear!”

“We’ve had a very positive experience with Open Enrollment this year. It’s been great so far! Keep up the great work!!”

"Major testimonial that’s worth highlighting, like so. Lorem ipsum sit amet consectetur adipiscing elit."

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